What is a Credit Score?
The most commonly used credit scores are the FICO Score and Vantage Score. These scores use a calculation that gives a prediction of your ability to pay off debt. Credit Scores range from 300-850. The higher your score the better your chance in being approved for a loan or more credit.
How does credit restoration work?
- We analyze credit reports from all 3 credit Bureaus (Equifax, Experian, Transunion)
- We will work with you to develop a “Personalized Plan of Action” that will help you achieve your credit goals and ultimately financial goals.
- We will write letters on your behalf to the credit bureaus to remove negative items on your credit report. The bureaus will respond directly to you in 30-45 days.
How can I help improve my credit score?
- Signup with PLAK FUNDING GROUP
- Pay all bills On-time every month
- Keep credit accounts open
- Keep credit usage below 20%